Are you tired of carrying multiple credit or debit cards with you? Do you want a secure and convenient way to pay for purchases? Apple Pay is the solution you need (if you use IOS devices).
In this guide, we will explain how Apple Pay works and how to use apple pay to make purchases easily and safely, online and in-person.
If you are an Android user looking for more information on Google play, read our article A Step-by-Step Guide on How to Use Google Pay in 2023
How Does Apple Pay Work?
Apple Pay is a digital wallet that allows you to store your credit and debit cards on your iPhone, iPad, or Apple Watch. It uses near-field communication (NFC) technology to transmit payment information securely to merchants, allowing you to pay securely from your device.
With Apple Pay, you can make purchases in stores, apps, and on the web, without the need to carry physical cards with you.
Now we know how Apple pay works, let’s go over how to set it up on your Apple devices.
Setting Up Apple Pay:
To start using Apple Pay, you first need to set it up on your device, to do so, follow the below instructions:
Open the Wallet app and follow the prompts to add your credit or debit card. Alternatively, go to Settings > Wallet & Apple Pay to add cards. Once you have added your card, you are ready to use Apple Pay.
Bare in mind that you will first need to authenticate your card either by entering the CVV number, or directly in your banking app.
Using Apple Pay In-Store:
To use Apple Pay in-store, hold your device near the contactless reader and authenticate with Touch ID or Face ID. The payment will be processed, and you will receive a notification confirming the transaction, from your bank and Apple wallet.
It is worth noting, if you do not recieve an apple pay prompt when holding your device next to the payment terminal, you may need to double click you power button to manually bring up the Apple Pay option.
But what if you want to use Apple Pay on the web?
Using Apple Pay in Apps and on the Web:
As well as using Apple Pay in stores, it can also be used to make purchases in apps and on the web.
When checking out, select Apple Pay and authenticate your payment with Touch ID or Face ID, your payment information will then be securely transmitted to complete the transaction, no need to fill in card details manually here!
Side note – Apple Pay is only avaible on websites who allow this as a payment option.
Staying Secure with Apple Pay
Apple Pay is a secure payment method that uses several layers of security to protect your payment information, it generates a unique Device Account Number for each card, which is stored securely on your device, this means that your actual card number is not shared with merchants, reducing the risk of fraud.
Additionally, Touch ID or Face ID adds an extra layer of security to prevent unauthorised transactions.
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